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Regalia forex card option works when you load with 5X points. But due to the fact that strong money management strains; You build up unnecessarily; TIP! The application for a new card was done on 10th of May.

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That being said, there are too many things to keep on mind and the Forex cards are not for the one who already hold Premium Credit Cards. Its Very Expensive sometimes: When it comes to me, my recent favorite choice for foreign travels and even online spends is Indusind Exclusive Debit card which has ZERO charges for anything and everything, from markup fees to withdrawal fees.

This saves me a lot of time, confusion and most importantly money. Feel free to share your views in comments below. Pls correct the link for Indusind Exclusive Debit card. I siddharth Can you suggest me any application.

Which is showing my all save credit card benefits in one app. So that I could considered at a time purchasing. Which card is best for me now. I m searching my answer to last two months to google. Good to know nothing comes in front of Indusind Exclusive debit card.

Saving every bit from withdrawing to conversion charges. This feature is there in their arsenal for more than 2 years now. Intially, it was offered on the Platinum Card that was offered with the Exclusive account. Also, the same feature was there in their Indus Select Account too. I had opened a Select Account because of that only in past. Later on they changed their product offering in Indus Select a lot. But they never touched the Exclusive Portfolio.

At the same time, try reviewing the IndusInd multicurrency Forex card. I checked it myself. Kindly you try doing that and please confirm this. I have used bookmyforex many times and and bet they are the cheapest in market which i have also experienced. Yet to use it, will share a review on it soon.

Its clear that their previous multi-currency wallet concept seems to be too complicated for a normal person to understand and use, hence comes this new product. Lets dive into its features:. It is the most important benefit that a Forex card needs. No, there is a catch. The good part is this card runs on Mastercard network which gives you the best exchange rate when you use on other currencies as per the recent research.

More on it here: In case of Ecom transactions, the system may prompt for second factor authentication where you need to validate the transaction using the NetBanking PIN for your Regalia ForexPlus Card. So any left-off currency after your trip, you may consider splurging on sites like AliExpress. Though, not sure how practical it is. Loading your Regalia Forex Plus card with Rs. Same with credit cards, makes sense if you hold Infinia or Diners Black to avail 5X reward points.

Be aware that using debit cards abroad is not suggested as its not that secure as Credit card , which is one of the major reasons to hold a credit card. Worth the hype or yet another fail? Feel free to share your views in comments below. What does this mean? This means, a similar card on a similar card on the master card platform from say for eg IndusInd Bank will have different conversion rate.

You are right in your understanding. They charged me a mark up which was different from the Inter bank rate Lowest possible rate , they also charged me for ATM transactions. The charges are very close to the Inter bank rates and the markup is negligible. This is very different from what the banks usually charge us. Also 2 ATM withdrawals are free! You should try it. Plz elaborate the point that debit cards are not as safe as credit cards during foreign trips….

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